Brother, why are we financially illiterate?

I was slightly relieved when I read the Prudential study, "African American Financial Experience 2015-2016." Here are key points from the research I was thoroughly proud of as a black man: African Americans graded themselves all above 50% in areas of managing household expenses, managing money, managing debt, and life insurance protection. 59% of African Americans... Continue Reading →

Credit Corner: Why am I a subprime borrower?

Borrowing is inevitable.  Whether it be for a car or home, sometimes we need more funds than we have on hand to make a large purchase. It is our financial responsibility to make sure that loan is repaid. But life happens. My daughter and I play pretend with her kitchenette and plastic urinals. Haven't considered the loan I... Continue Reading →

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